Is Georgia a No Fault State?

by Pamela
(Chicago, IL)

My son was involved in a car accident with his friend in Georgia. There were no other cars involved. The friend ran into a tree and totaled the car, then left my son with injuries to his back and a few cuts and bruises.

How will my son be compensated for his injures in the state of Georgia? Is Georgia a no fault state? What is the limit of liability in Georgia? Thank you.

Disclaimer: Information provided in our response is NOT formal legal advice. It is generic legal information based on the very limited information you provided. Under no circumstances should the information in our response, or anywhere else on this site be relied upon when making decisions about your case. You should always get a formal case review from a licensed attorney.

ANSWER for "Is Georgia a No Fault State?":

Pamela (Chicago, IL):

The State of Georgia is NOT a No-Fault car insurance liability state.

Therefore, there aren't any restrictions on the amount your son can sue for (if necessary), nor does he have to turn to his own insurance company for compensation. His action will be against the friend and his insurance company.

The State of Georgia doesn't have any limit of liability for a personal injury case. The amount of liability compensation will be directly proportionate to the amount of your son's injuries, his medical bills, out of pocket expenses, lost wages, and pain and suffering.

Any action your son takes against his friend will have to be in the State of Georgia. Hopefully the negotiations can be fully resolved over the telephone.

Make sure your son is fully healed before agreeing to any final settlement. Depending on the length and breadth of your son's injuries, resultant treatment and costs, the amount of his demand should be an extrapolation of his medical bills, or of the amount of time he will be in treatment.

Since laws change frequently and across jurisdictions you should get a personalized case evaluation from an attorney licensed in your state (if you haven't already). Find an experienced local attorney to give you a FREE personalized case review here.


Best of luck,

Law Guy