by Sloan
(Missouri)
While driving my compact car in October 2007, I was completely stopped at a red light waiting for oncoming traffic to clear (in order to make a right turn) when I was rear-ended by an SUV. Police responded to the scene and found the other driver at fault.
Due to severe pain in my neck and shoulders 3 days after the accident I went to a chiropractor, who determined after taking x-rays that I incurred whiplash and other neck, back, and shoulder injuries as a result of the accident. I saw this chiropractor 3 times per week for approximately 3 months following the accident and continue to receive ongoing chiropractic care for treatment of my injuries.
My current chiropractor has recommended I continue to receive regular adjustments for the foreseeable future (likely for the rest of my life) in order to minimize pain and discomfort due to the injuries I incurred.
The at-fault driver's insurance company paid for repairs to my vehicle shortly after the accident. After consulting a family friend who is an attorney, I calculated my out-of-pocket expenses associated with the accident as of early 2008, multiplied that amount by 3, and sent a demand letter to the at-fault driver's insurance company requesting a settlement of $20,000. The at-fault driver's insurance company refused to pay; I subsequently hired an attorney to handle my case in September of 2008.
My attorney has communicated almost nothing to me throughout the time he's been working on my case. In 2009, approximately 1 year after taking my case, my attorney sent his own demand letter to the at-fault driver's insurance company also requesting settlement in the amount of $20,000.
The insurance company continued to refuse to pay, and my attorney filed suit against the at-fault driver on my behalf in spring of 2010. Thus far, a trial date has not been set; my attorney advised me today that a trial date "should be set soon".
Since my attorney's demand letter was sent in 2009, I have continued to receive ongoing chiropractic care, and I continue to experience moderate to severe pain and discomfort due to my injuries.
I recently estimated the expenses associated with the accident which I've incurred since my attorney's initial demand of $20,000. These expenses multiplied by 3 for pain and suffering & combined with estimated future expenses and the initially demanded $20,000 total increases to approximately $175,000 - $200,000.
Is it possible for my attorney to change the demanded settlement amount since the lawsuit has already been filed, or would he have to withdraw this suit and file a new one in order to increase the demand from $20,000 to $175,000 or $200,000?
My attorney has not factored in any of the expenses I've incurred since the initial $20,000 demand or any of the future expenses I'm likely to incur as a direct result of the accident. My health insurance policy has covered the chiropractic care I've received since 2009; can I claim expenses covered by my health insurance company since I had to maintain health insurance in order for the expenses to be covered, pay my health insurance deductible, and may not always have insurance that covers chiropractic care?
My chiropractor's office recently told me that, had they known of my pending lawsuit, they would have billed my attorney for my visits instead of my health insurance company. As I stated previously, my attorney has done a very poor job of keeping me informed, so I'm completely in the dark on how best to handle any of these issues. Any info you could give would be much appreciated, thanks.
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