When Should I Send an Injury Demand Letter?

by Rosa
(Manteca, CA)

I was involved in an auto accident and the other party's insurance has contacted me and informed me that they accept liability. I informed the insurance company that myself and others in the car were injured and will be seeing a medical doctor.

What do I need to do next once I see a doctor? When should I send a claim and demand letter?

NOTICE: Any answer given here is NOT formal legal advice, it is general information about personal injury law. Charles does not represent you. If you submit a question, you agree not to rely on the information given without first consulting an attorney licensed in your state.

Answer:

My suggestion would be that you contact a personal injury attorney. I'm sure you would be able to go through the motions, but an attorney will be able to make sure that you get the most money for your injuries. P.I. attorneys do not get paid unless they are successful in getting you money.

But, to answer your question, send a letter to the defendant's insurance company as soon as possible to let them know you (and the others) will be making a claim for personal injuries. The insurance company will reply with a request for an authorization to obtain your medical records.

Once they are in receipt of all your records (this means you shouldn't settle until you are finished with treatment) they will begin to talk settlement. This is where having an attorney represent you will help.

The insurance company is going to try to offer you as little as possible to go away. Only an experienced attorney will know what you injuries are worth.

Good luck,

Charles
NY Injury Attorney

P.S. We strongly advise you to get a free case review from a local injury attorney. Laws change from state to state. Only an attorney licensed in your state can give accurate answers to your specific questions.