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Pursuing Personal Injury Settlements: Basic Rules at Play...
If you haven’t been involved in negotiating
personal injury settlements before then you probably don’t know much
about how the process works.
Don’t let this stop you. If your case
is pretty straightforward, your damages are clearly documented and
liability is easy to establish, there shouldn't
be any
surprises.
While
there is a lot to learn about the law only a little of it applies to
your specific case. But before you look into the details you should get
a handle on the basic rules at play. That’s what this
section is for.
Basics of Getting Fair Personal Injury Settlements:
Elements of
Negligence in a Personal Injury Insurance Claim...
Knowing
what constitutes "negligence"
and the
legal terms used in claims processing can be a real benefit. Not only
will the insurance adjuster have more respect for you but you’ll be
able to build a stronger case.
The Significance of Liability
in Tort Law...
Establishing
liability is the key to almost any personal injury claim.
Being an
essential part of your case, it's important to understand exactly what
"being liable" means.
Auto Accident Settlements and Duty of Care...
Establishing liability requires you to establish the duty of care.
Here we'll explore that idea while using an auto collision as the main
example.
Negligence Lawsuits:
Understanding Causation...
Another important element of liability is causation. There are
many
times when more than one person is at fault. There are also times when
someone is at fault but still is not liable.
Getting More
Cash for Personal Injury Settlement Damages...
Adding up your injury damages can sometimes get
tricky. Special damages,
general damages and punitive
damages all directly impact the amount of
money you'll be demanding for compensation.
How Auto Collision
Insurance and Other Policies Affect Your Claim...
Knowing how insurance
coverage works is very important when pursuing
personal injury settlements. Understanding the basics will help
determine who to make your claim against and will help when writing
your demand letter.
Dealing with
Insurance Adjusters...
Who is the
insurance adjuster and what do they do? Since you’ll be
dealing with this person a lot, and they'll probably be the one
awarding your settlement, you should make sure you
understand what they're all about.
The Claim Letter: Your First
Contact with the Adjuster...
Before you start negotiating you have to make a demand. All further
negotiations come from there. So putting everything in an effective and
clearly written claim
letter is essential.
Personal Injury Demand
Letter Example...
Looking at an actual demand
letter example might make things a little
clearer. While everyone’s letter will be unique to their own case the
basic structure should always be pretty much the same.
Filing A Property Damage
Claim after Motor Vehicle Accidents...
Aside from your personal injury claim you might also need to make a
property
insurance claim. It's something you’ll handle
separately and it won't directly affect the amount of your injury
settlement, but knowing what's involved will be helpful.
How Your Personal Auto Policy Affects Your Injury Claim...
Not all claims will be third-party. Sometimes it's necessary to file
an injury claim under your own coverage. Your own
insurance company
will be easier to deal with but there are still mistakes you can make.
Filing a Personal
Injury Complaint Against the Government...
Not all injury claims are handled the same way. When filing a
personal injury accident claim against the government the
rules are
different.
Negotiation Article: How to
Negotiate a Settlement...
Negotiation
strategy is the cornerstone of getting high personal
injury settlements. Everything you learn here is eventually going to be
worked into your
personal injury settlement negotiations.
Return
from Personal Injury Settlements to the Injury
Settlement Guide
Personal Injury Areas
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