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Personal Injury Compensation -
What Are Your Damages?
It’s time to take a closer look at the actual personal injury compensation you're going to seek...
Your personal injury compensation, even when factoring in things like punitive damages, is usually directly related to the medical bills you’ve had to pay. How much money do you want? How much money do you deserve?
Calculating that total amount is never easy. It often requires putting a price on things that don’t carry a monetary value. Even then, your math won’t likely match up with the insurance company's math. Your job is to get paid as much as you can, and theirs is to pay as little as they can.
Still, you need to find a dollar value for your personal injury compensation claim, and this section helps you do that. In it we’ll explore how adjusters come up with settlement offers, and how you can use a little know-how to boost that number.
What we’ll cover:
Determining the Value of Your Injury Settlement
First we'll take a quick look at how you find a dollar amount for your personal injury compensation. This is rarely the amount of money you'll get, but it's where you’ll start your negotiations.
Damages Formula - How the Claim Adjuster Puts a Value on Your Suffering
Claim adjusters have their own way of determining the total damages. There's a formula they use that multiplies the special damages to come up with other general damage amounts. This section looks at how that works.
Adding Up Your Special Damages
Adding up the monetary damages shouldn’t be hard. There's some basic things you should do with special damages figures to make your later negotiations easier.
Pain and Suffering - Determining Punitive Damages
Making a personal injury compensation claim for pain and suffering is difficult. Determining your punitive damages is outlined here.
A Look at General Damages with Different Injuries
This section looks at general damages and how certain factors can raise or lower them. The types of injuries suffered, and the circumstances surrounding the injuries, can have great effects.
How Long Term Disability and Permanent Injuries Increase Your Claim
Long term disabilities definitely impact the amount of a claim. Many factors are involved in these cases, including punitive and specials damages as well.
Describing Your Injury to the Insurance Claim Adjuster
Saying the right thing can prompt the insurance claim adjuster to offer more money. Here we’ll look at some of the things you should, and shouldn’t, stress in order to get a better payoff.
Weighing Physical and Emotional Distress
Emotional distress is a factor to consider in your personal injury claim. Working this type of suffering into your claim, and proving it, isn’t always easy.
Adding Lost Income to Your Insurance Settlement
More than direct damages are added to your insurance settlement amount. This section looks at other damages that can be added to the total amount of your personal injury compensation.
Who Pays How Much for Your Personal Injury Damages?
Personal injury damages don’t always get paid in full. Chances are there's going to be some shared responsibilities. Figuring out how much each person is at fault plays a big role at the end of your negotiations.
Negotiation Skills - Using Outside Factors to Help Make Your Case
Good negotiation skills are a necessity when bringing outside factors into your personal injury claim. You'll learn how you can really work those factors to your favor.
The Threat of a Lawsuit and the Nuisance Value of Your Claim
If all else fails, you may have to resort to a lawsuit. Or at least the threat of one. This section discusses the nuisance value of a claim.
Still have questions about your personal injury compensation? Click Here.
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