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Pain and Suffering Reimbursement: Weighing
Emotional Distress...
Pain and suffering reimbursement is included in most personal injury
settlement awards.
The actual injury and physical pain shouldn't be
the only things
included in your claim - the emotional distress you've suffered also
counts as damages.
The
problem is that emotional distress falls into the same trap as pain
suffering settlements. It isn’t something that's tangible, so proof
that it exists
and finding a dollar value for it isn’t always easy.
Emotional
problems following an accident affect many people and can
be quite serious. Victims should be
compensated for it in their pain and suffering reimbursement.
Emotional distress can show itself in various ways. The stress and
physical discomfort felt after an injury might disrupt a person's
social life, or make it difficult to
interact with family members.
If a mother is injured to the
degree that she's unable
to care for a child, for any period of time,
it could be very traumatic. Similarly, after bad car accident, it's
often too fear-inspiring for a victim to get back in a car - doing so
might be extremely stressful and nerve racking.
This means they won’t be
able
to drive to work or social functions. If they do drive it
might cause
severe emotional distress.
Of course, proving that someone
has these symptoms isn’t easy. In some cases, like the mother, it's
pretty much accepted that there will be some infliction of emotional
distress. However, when it's a relatively minor accident it'll be
harder to prove the symptoms.
If the accident is more severe,
it will be easier to convince others that they too would be traumatized
in that
situation.
This is where auto
accident photos can help. The idea is to
show the insurance claim adjuster that emotional distress could easily
exist, and that
a jury would be sympathetic.
Sometimes emotional distress is
severe enough that you need to seek help with someone other than your
medical doctor. It's common for victims of a traumatic event to seek
emotional help from a psychologist
or some other mental health professional.
The expense
of this kind of therapy can be claimed in your pain and suffering
reimbursement. Also,
the very act of going to therapy shows that the emotional distress was
severe.
The claim adjuster has the right to a medical records request
from a therapist, just like any other medical professional. But you can
limit their access to information only directly related to the
accident. You don’t have to give
them access to your entire mental health history.
Once you've verified that you suffered emotional distress caused by the
personal injury accident, you've got to turn
it into a dollar value.
You'll do this in the same way you added up
your pain
and suffering reimbursement (by multipying your general
damages by
a factor of 1-5).
In fact, in most cases, this will be added into the
same equation. So where you'd have used a multiplier of two, severe
emotional distress may bring your multiplier to three or four.
Return
from Pain and Suffering Reimbursement to Personal
Injury Compensation
Return
from Pain and Suffering Reimbursement to Personal
Injury Settlement Guide
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