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Organize Your Paperwork and Put Everything in
Writing...
You must
organize your paperwork and put everything in writing if you want to
successfully navigate your personal injury claim.
Your
insurance claim isn't an overnight process. There are a
lot of things
you’ll need to keep track of and important documents you'll need to
present as evidence.
Throughout negotiating your insurance settlement, you may have as much
as two weeks between each
communication.
In some cases the time delay can be even greater. This
is why any good personal
injury lawyer giving away free legal advice would tell you to organize
your paperwork and put everything in writing.
Things you’ve put in writing so far are your letter of notification and
your personal injury
demand letter. This should be all the communication you’ve
made with the insurance company before formal claim negotiations begin.
If
all goes well, you'll also have your medical records
neatly organized
and ready at your fingertips.
In that same file should be your collection of:
-witness
statements
-police
reports
-list of the
evidence
-communications with the adjuster
-notes from phone conversations
-any other relevant documents
Keeping all these records neat and
accessible is critical. You must be able to refer to any detail of your
case instantly.
If the adjuster ever questions your credibility, you want to be able to
go straight to the page that proves you’re being truthful.
Sometimes the insurance adjuster will contact you in writing. Simply
read their letter carefully and
file it away in the appropriate spot. If your dialogue takes place over
the phone, be sure to take
notes through the whole conversation.
After
that, follow the same piece of free legal advice: request written
confirmation of your conversation. It may be important
later to be able
to refer to an official letter confirming when you spoke to the
adjuster and what was discussed.
If you made a demand during a
phone call, it’s a good idea for you
to write the letter. In this
confirmation letter state that you're confirming what was discussed in
your
conversation.
In your
follow-up letter, you'll also give:
-a reminder of the date they promised to
respond to you;
-the demand that was made in the phone conversation;
-a reference to any pertinent evidence; and
-a reference to your original demand letter.
You’ll need to keep a copy
of this letter for yourself, of course.
If your case should ever go to civil
court, the paper
trail you’re creating will help you out immensely. And even
if you
don’t go to court, it's a good idea to organize your paperwork and put
everything in writing. Your obvious organization and
knowledge of the process will impress the adjuster
and win their respect.
Return from Organize Your Paperwork to Negotiation Strategy
Return from Organize Your Paperwork to Personal Injury Settlement Guide
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"I
want to thank you for the information you provide. I used
Injury-Settlement-Guide.com extensively while negotiating a medical
claim (broken ankle, 2 pins and 8% disability) with a large insurance
company.
The negotiation tactics and information provided on your site made me
feel one step ahead of the claims handler I was working with.
Again, thanks for providing this valuable information to the public. I hope many more people take advantage of your site."
Jay S. - Morris, CT
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