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New York
Personal Injury Law
The following summary of New York personal injury laws and theories of
liability will help you understand important aspects of injury claims
in this state.
New York Statute of Limitations:
Personal
Injury: 3 years.
Medical
Malpractice: 30 months unless it is due to a foreign
object in which case it is 1 year from discovery of the object.
Product
Liability: 3 year.
Caps on Personal Injury Awards in New York:
There is no personal injury cap in the State of New York therefore a
party may be awarded any amount of compensation in the course of a claim, limited only
by the insurance limits in place.
New York Serious Injury Threshold:
According to New York State Insurance Law, the Serious Injury Threshold
for auto accidents is met if one of the following can be proven:
- A permanent loss of use of a body organ,
member, function and symptom.
- A permanent consequential limitation of a use
of a body organ or member.
- Significant limitation of a use of a body
function or system.
- A medically determined injury or impairment of
a non-permanent nature
which has prevented the Plaintiff from performing substantially all
the material acts which constitute the Plaintiff's usual and customary
daily activities for not less than 90 days during the 180 days
immediately following the accident
Gaps in Treatment and pre-existing injuries must be explained in the
course of a lawsuit and medical records must be certified.
New York is a
No-Fault state and follows the pure comparative negligence
theory.
Personal Injury Claims & Theories of
Liability in New York:
Wrongful
Death Case: When a party dies as a result of the negligence
of another party, the negligent party may be liable for wrongful death
of the victim. This may stem from general negligence, premises
liability, an auto accident or medical malpractice.
Slip and
Fall Accidents: If a property owner is negligent by failing
to correct a hazardous condition that they knew about (or should have
reasonably discovered with minimal inspection) and a personal injury
occurs on the property, the property owner may be liable for the injury
under a general negligence theory called premises liability.
This is subject to the injury threshold limitations in New York,
therefore the injury will need to be significant before a party can
bring a claim.
Medical Malpractice Cases:
A doctor or other health care professional must provide an accepted
standard of care. This is defined as that level of care, skill and
treatment which is recognized as appropriate by prudent similar
healthcare providers under similar circumstances (the judge is
permitted to provide this definition to the jury in a trial).
Auto
Accident Claims: All drivers owe everyone else on the road
(both drivers and pedestrians) a duty to drive in a careful
manner. When, however a driver breaches this duty and
injuries occur, the negligent driver will be liable. Since
New York follows pure comparative negligence, a party can be up to 99%
at fault.
Product
Liability Lawsuit: Products must perform in the way in which
they were designed. Consumers are not expected to inspect
items before purchase or use, nor are they expected to assume the risk
that a product may be dangerous.
For this reason, the law has imposed strict liability on manufacturers
and distributors of faulty products making it virtually unnecessary for
an injured party to prove that the product was defective.
Workers'
Compensation Law: New York is a compulsory state. This means
that employers are compelled to carry workers compensation insurance.
If an employee is injured in the scope of his employment, this
insurance will compensate the injured worker for his direct medical
expenses as well as a settlement for any disability.
For More
Information Check out these sites:
New
York State Government
New York State Department of Insurance
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