Insurance Company Harassing Me to Sue for Broken Ankle...

by Lea
(California)

I collapsed in a grocery store parking lot in 2010. I did not trip, just collapsed as I was getting into the car and broke my ankle. I had Medicare take care of the doctor bills as I'm a senior citizen in California. I can't see any fault in blaming the grocery store as I just collapsed and broke my ankle as I was getting into the car.

Medicare and my other insurance companies took care of the bills. They tried to get my car insurance company to pay too. Now they want me to sue the grocery store for the medical costs! They're actually harassing me by phone and mail! What should I do? Thanks!

Disclaimer: Information provided in your response is not formal legal advice, it is generic legal information and is based on the very limited information given in your question. You should always get a formal case evaluation from a licensed attorney.

ANSWER for "Insurance Company Harassing Me to Sue for Broken Ankle...":

Lea:

You have several options:

First: Write down the Caller IDs of Medicare and your insurance company. When you see their numbers ignore their calls.

Second: If you are uncomfortable with ignoring their calls then just tell them NO. Also tell them if they continue to call you will contact the police and tell them you are receiving multiple harassing telephone calls from Medicare and your insurance company. In California Telephone Harassment is a crime.

Third: You should not be concerned that your Medicare benefits may be affected as a result of a legitimate claim. That would be against California law as well.

Fourth: As a result of your claim and payment by your insurance company your insurance company may possibly drop your coverage or raise your premiums. Doing so will not be a retaliatory measure. That’s just what sometimes happens when an insurance company has to pay benefits to an insured.

We have never heard of Medicare harassing a claimant, and it is very rare that an insurance company will attempt to force their insured to sue someone else. That all sounds difficult and incredulous.

Since laws change frequently and across jurisdictions you should get a personalized case evaluation from an attorney licensed in your state (if you haven't already). Find an experienced local attorney to give you a FREE personalized case review here.

Best of luck,

Law Guy

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