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How to File Small Claims Court Complaints if You
Don't Get a Fair Settlement Offer...
The actual process of how to file small claims cases
involves a bit more than a
phone call and a simple day in court.
Your
local court clerk's office should be able to help you follow your local
small
claims court procedures.
(The requirements differ from one area to the next.)
Look up the
clerk's office in the government section of your local yellow pages.
Once you’ve filed the proper forms you must carefully prepare for your
hearing.
Go to your local court and meet with
a clerk. They will tell you how to file small claims court documents
specific to your jurisdiction. The clerk’s office won’t always be in
the courthouse so make sure you get directions in your
initial phone call.
When you meet with the clerk you'll be
given some papers to fill out. The lawsuit you file is called a
complaint.
On the papers you fill out, you'll be called the plaintiff.
This means you're the one who's doing the complaining.
The idea here is that you're formally complaining that a person,
persons
or business caused you damages in some way.
Make
sure you list the right person. This may sound like a
silly thing
to bring up, but the claim process can get confusing. You've spent a
lot of time dealing with an insurance company and you may have
forgotten about the actual
person involved in the accident.
When
you file a small claims complaint you're not suing the insurance
company. You
are taking the actual liable
party to small claims court.
Since
the insurer will be the one paying the damages, they'll be the ones
representing the defendant in court. After all, at this point it's
still the insurer's money on the line.
You’ve probably seen how people get served with court papers on
television dramas. Often a
lawyer or bailiff will hand the papers to whoever is being sued. This
doesn’t really happen in the kind of small claims court lawsuit you’ll
file.
There are different regulations on how
to file small claims papers with
the defendant. That means it isn’t always as pain free as
dropping them
in
a mailbox.
Whatever the regulations, remember you're going to
be serving papers to the person you're suing, not the insurance company
that represents them.
Return
from How to File Small Claims to How to
File a Lawsuit
Return
from How to File Small Claims to Personal
Injury Settlement Guide
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