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Good Note Taking Skills: What You Need to Put In Writing...
A claim letters isn’t the only thing you need to put in writing. Good
note taking skills are essential if you want to present a
strong case to the insurance adjuster.
Put everything in writing!
Not only does it make you appear organized to the
adjuster, but it means you actually are
organized.
Every last piece of communication must be easily
confirmed and referred to. This is why claim
letters are letters, and
not phone calls.
If personal injury claims were handled entirely over the phone, cases
would rest
on how well the adjuster took notes. Having your story in writing
assures that the adjuster will regularly be faced with all the facts.
You'll want to have other things in writing too. Good note taking
skills are important when recording details
of your accident and injuries. Good note taking strategies
are particularly important when recording conversations
with witnesses.
All your information comes into play during claim
negotiations,
and clearly documented info is essential
if your case ends up in court.
Imagine you have impeccable note taking techniques and have detailed
everything starting from the day of the accident, and the defendant is
relying on memory alone. Who
is a judge more likely to believe?
Show the insurance adjuster how organized you are
from the start. Fill your claim letter with detailed facts
and you'll impress the adjuster with your knowledge and the information
you've gathered.
Other things that'll help your claim are notes and documents
from other people. Don't simply relate from memory what the
police officer or witness said, quote
from the actual police report.
The same is true for your medical records, reports and bills. Reference
these things directly so the adjuster knows your
case is based on documented facts, not just memory.
Don’t
forget there are damages other than medical. Get documentation
from your Human Resources department for any days of work
you missed.
Make sure this includes information on the pay you lost as
a result of
those missed days.
While you want to keep your personal notes
for yourself, you should include damage confirmation documents with
your claim letter.
Only send
copies, keep the originals for
yourself. You'll also want to state in the body of your
letter that those documents
are included, and reference them where appropriate.
Return from Good Note Taking Skills to Auto Accident Settlement
Return from Good Note Taking Skills to Personal Injury Settlement Guide
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