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Demand Letter
Sample for
Strict Product Liability Cases
This page gives a demand letter sample for strict
product liability cases and some other tips to help get a good injury
settlement. If
you haven't
read the page on how to
write a Notification
Letter for Product Liability Claims, do it NOW,
before
going further.
Continuing with our previous example from the Notification Letter...
Early
on you gave the insurance claims adjuster your recorded statement.
You've now been treating your injuries and recovering for a lengthy
period,
all the while accumulating bills and lost wages as a direct result of
the manufacturing defect of the Barreta Model G/V 11 Racing Bike.
You've
reached the point where you are nearly finished with
treatment. You have no more appointments with doctors or
therapists and
no longer need medications. Now it's time to write your demand letter.
Collect all of your bills and receipts for costs relating to your
injuries, including a letter from your employer detailing the pay you
lost. You will include the specific amounts
of money you paid and the amount you're demanding for pain and
suffering.
You will be sending the letter to the insurance
claims adjuster. He should be the same person who took your
original recorded
statement and gave you the claim number for this case.
Below is a
demand letter
SAMPLE...
When writing your letter try and match the substance
of the following demand letter sample as best you can, substituting in
the
specifics of
your
strict product liability case.
---START Demand Letter Sample for Strict
Product Liability Cases---
(Your Name and Address) MR.
JONATHAN L. PIERCE
15562 Ellington Avenue
Dallas, TX 75247
Email: jlp43@logo.com
Telephone: (214) 689-46X9
January 14th, 2011 (Date of Letter)
Mr. Anton Chekov
Claims Adjuster
ABCD Insurance Company
1200 Main St, Suite 800
Suffield, CT 06023
Re:
Manufacturing Defect Resulting in Serious Injury (Subject)
Date of Loss:
November 7th, 2010
Your Insured:
Barretta
Corporation
Your Claim
Number: 16134-11
Dear Mr. Chekov:
As you are aware, on November 7th, 2010 I was seriously injured while
riding one of your Insured’s racing bikes, Model G/V 11 Racing
Cycle. At that time I suffered serious injuries. Now I am
close to the end of my recovery. As a result I have collated all actual
and incidental bills incurred at the time of the injury and thereafter
during the recovery period.
Enclosed please find copies of all bills, invoices, and other requests
for payment. Also enclosed is a copy of the original Notification
Letter sent November 22nd, 2010 to your insured,
Richard Hartz, President of Baretta Racing Cycles
Incorporated.
You are quite aware of the injuries I suffered as a result of a
Manufacturing Defect in your insured’s Model G/V 11 Racing Cycle. My
recovery has been long and painful. I have set out below the damages I
incurred and their cost.
The damages I have suffered, and will continue to suffer include, but
are not limited to the following:
- Ambulance
$310.00
- Emergency
Room
$375.00
- Emergency Room Physician
$750.00
- X Rays
$480.00
- MRI
$1,600.00
- Stitches
$350.00
- Antibiotics
$180.00
- Pain Medication
$175.00
- Past and Future Lost Wages
$2,500.00
- Loss of Consortium
$2,500.00
- Future Doctors Visits
$1,100.00
- Bandages and Dressings
$250.00
- Future Plastic Surgery (approx.)
$10,000.00
- Total
Expenses:
$20,570.00
This whole affair has been one of the most difficult times of my life
and of my family’s. It is something which will stay with me for a long
time.
The trauma of the incident still affects me, causing depression and
anxiety. Your insured changed my life. I don’t know how long it
will be before I fully recover. Before my collision with the road I
looked forward
to each new day. Since the day of my injury I am anxious and
hesitant. Your insured robbed me of the pleasure of each day.
I will never be the same.
As a result of these injuries, I demand compensation in the amount of
One Hundred Two Thousand Eight Hundred Fifty ($102,850.00) Dollars.
Under the circumstances the demand is fair and reasonable.
Yours
truly,
_____________________
Jonathan L. Pierce
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---END Demand Letter Sample for Strict Product
Liability
Cases---
You have now sent your demand letter to the insurance claims adjuster.
The adjuster will be contacting you to review all of the bills and
other related documentation
you have provided.
You have done all you can and now are in a strong position to
negotiate. The way you have handled your case from the beginning has
commanded the respect of the claims adjuster. He
knows you are serious and professional in your approach, and will
respond to you in kind.
If you have followed all the directions,
suggestions and tips we have offered then you are on the right course
to settling your claim.
It’s best to
wait at least two
weeks after you have sent the letter before you call the adjuster.
By that time you may have already heard from him
and be well into your settlement negotiations.
If you haven’t heard from the adjuster in about thirty days there
is nothing wrong with giving him a call. If you get his voicemail
don’t sound upset or anxious. Just leave a brief message saying:
"Hello my
name is _________. My telephone number is _________. The
Claim Number is ________. It’s been about thirty days and I
haven’t heard from you. Please give me a call so we can talk about
settling this claim. Thank you."
Don’t call
the adjuster too soon after the letter. Have
patience. Calling the adjuster too
early may indicate to him you are in a hurry to
settle. Adjusters
look for those types of things. They indicate a claimant might be
willing to take less money if it's paid quickly.
Remember, adjusters
need to settle claims, it's their job. The last thing an adjuster
wants is to have unsettled claims piling up on their
desk. Once he initiates contact and oral negotiations
begin, your patience and hard work will pay off.
Simple
personal injury cases can often be handled without a lawyer. However
there are many cases, including some strict product liability cases,
which require the
skills, experience and funding of a seasoned personal injury
attorney.
Anything resulting
in death or permanent disabilities should be reviewed by an attorney
before you consider self-representation. Those cases often
require the
hiring of medical experts and other expensive professional witnesses.
They are protracted and expensive, sometimes taking years to
get to trial.
For
another demand letter example, click here.
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from Demand Letter Sample for Strict Product Liability
to Product Liability Lawsuit
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from Demand Letter
Sample for Strict Product Liability
to Personal Injury Settlements
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